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    Terms of Use

    Last updated: October 10, 2026

    These Terms of Use ("Terms") are a legal agreement between you and TheLoop Holdings, LLC, a Delaware limited liability company ("we", "us", or "our"). They govern your use of the QuitBet app for iOS, our website at quitbet.co, and related services (together, the "Service"). QuitBet is the name of our product.

    IMPORTANT: PLEASE READ SECTION 20 (DISPUTE RESOLUTION AND ARBITRATION) CAREFULLY. EXCEPT FOR CERTAIN TYPES OF DISPUTES, IT REQUIRES YOU AND US TO RESOLVE DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION INSTEAD OF IN COURT, AND IT WAIVES YOUR RIGHT TO A JURY TRIAL AND TO TAKE PART IN A CLASS ACTION. YOU CAN OPT OUT OF ARBITRATION WITHIN 30 DAYS, AS EXPLAINED IN THAT SECTION.

    QuitBet is a self-help tool, not medical care. If you are in crisis, see the help resources in Section 5.

    1. Accepting These Terms

    By creating an account, downloading or using the app, or using the website, you agree to these Terms. If you don't agree, don't use the Service.

    Our Privacy Policy explains how we handle personal information. Please read it too.

    2. Who Can Use QuitBet

    • You must be at least 16 years old to use QuitBet.
    • If you are under 18, or under the age of majority where you live, you may use QuitBet only with the permission of a parent or legal guardian. Your parent or guardian agrees to these Terms for you and is responsible for your use of the Service.
    • You must not be barred from using the Service under any law that applies to you.
    • If we suspended or removed your account, you may not create a new one without our permission.

    The Service is not directed to children under 16. If we learn that a user is under 16, we will delete their account and data.

    3. Your Account

    Some features require an account. You agree to:

    • give accurate information and keep it up to date;
    • keep your login details secure and not share your account with anyone;
    • tell us right away at support@quitbet.co if you think someone has used your account without your permission.

    You are responsible for activity on your account. You can delete your account at any time in the app under Settings, or by emailing us. Deleting your account does not cancel an App Store subscription (see Section 4).

    4. Subscriptions, Free Trials, and Refunds

    Some features are free, including the trigger and gambling-pattern check and a preview of your quit plan. Other features require a paid subscription called QuitBet Unlimited.

    Purchases through Apple

    QuitBet Unlimited is an auto-renewing subscription sold through Apple's App Store. We offer weekly, monthly, and yearly plans. The price, billing period, and any free trial are shown in the app and on the App Store before you buy.

    Apple processes all payments. Payment is charged to your Apple ID account when you confirm the purchase. Your purchase is also subject to Apple's Media Services Terms and Conditions.

    Automatic renewal

    Your subscription renews automatically at the end of each period, at the price then in effect, unless you cancel at least 24 hours before the end of the current period. Apple charges your Apple ID account for the renewal within the 24 hours before the current period ends.

    Free trials

    We may offer free trials. A free trial converts to a paid subscription unless you cancel at least 24 hours before the trial ends. You are then charged the price shown when you started the trial. If you buy a subscription during a free trial, any unused part of the trial ends. Apple's rules for introductory offers decide whether you are eligible for a trial.

    Cancelling

    You can cancel at any time in your Apple ID subscription settings. On iPhone, open Settings, tap your name, then tap Subscriptions. Cancelling stops future renewals. You keep access to paid features until the end of the period you already paid for. Deleting the app or your QuitBet account does not cancel your subscription.

    Refunds

    Apple handles billing, so we can't issue refunds for App Store purchases ourselves. You can ask Apple for a refund at reportaproblem.apple.com. Apple decides refund requests under its own policies.

    Price and feature changes

    We may change subscription prices or what a subscription includes. Price changes for existing subscribers follow Apple's rules, which may include advance notice and, in some cases, your consent. We may also change which features are free.

    5. QuitBet Is Not Medical Care

    QuitBet is a self-help tool to support you in changing your gambling habits.

    QuitBet is not medical, psychological, psychiatric, or addiction treatment, and it is not a substitute for care from a doctor, therapist, counselor, or other qualified professional. Using QuitBet does not create a doctor-patient, therapist-client, or other professional relationship. Lessons, programs, AI coach replies, community posts, and other content are for general information and support only.

    If you have concerns about your gambling, mental health, or finances, talk to a qualified professional. Don't ignore professional advice, or delay getting it, because of something you saw in QuitBet.

    Recovery is different for everyone. We do not guarantee any result, including that you will stop gambling, reduce your losses, or save a certain amount of money. Money-saved figures in the app are estimates based on information you enter.

    If you need help now

    • If you are in immediate danger, call 911.
    • If you are thinking about suicide or are in emotional distress, call or text 988 to reach the 988 Suicide & Crisis Lifeline.
    • For help with problem gambling, call or text the National Problem Gambling Helpline at 1-800-MY-RESET (1-800-697-3738).

    QuitBet, its AI coach, and its community are not emergency services and cannot respond to emergencies.

    6. Website and App Blocker

    The blocker lets you choose websites, apps, or categories to block. It is a tool to add friction between you and gambling. It is not a guarantee.

    • It may not block every gambling website or app, including new ones, ones we don't know about, or ones you reach another way, such as on a different device or browser.
    • It may stop working or work differently after device or software updates, or if you change your settings.
    • Anyone with access to your device, including you, may be able to turn it off.

    Don't rely on the blocker as your only safeguard. Consider other steps too, such as self-exclusion programs, gambling blocks offered by your bank, and support from people you trust. To the extent the law allows, we are not responsible for losses or other harm that happen because the blocker did not block something.

    7. AI Coach

    The AI coach is an automated feature that uses artificial intelligence to generate replies. It is not a person, and it is not a doctor, therapist, counselor, or other professional.

    • Replies can be wrong, incomplete, or not right for your situation. Use your own judgment.
    • Don't rely on the AI coach for medical, mental health, legal, or financial decisions.
    • Don't use it in an emergency. Use the crisis resources in Section 5 instead.
    • Your messages are processed by AI model providers to generate replies, as described in our Privacy Policy.

    You may not use the AI coach to try to generate content that is illegal, harmful, or against these Terms.

    8. Community Rules

    The Community Forum and group chat are places for people working on their recovery to support each other. To keep them safe, we have zero tolerance for objectionable content and abusive users. You must not post or send:

    • harassment, bullying, threats, or personal attacks;
    • hate speech, or content that attacks people based on race, ethnicity, national origin, religion, sex, gender identity, sexual orientation, disability, or other protected traits;
    • sexual or sexually explicit content;
    • content that promotes gambling, including betting tips, picks, odds, gambling ads, promo codes, or affiliate links;
    • spam, scams, or advertising;
    • anyone else's personal information, such as their name, photo, contact details, or location;
    • content that encourages or glorifies self-harm or suicide;
    • content that is violent, illegal, or otherwise objectionable;
    • content that impersonates another person.

    What you post is visible to other users. Don't share information that could identify you, such as your full name, phone number, address, or workplace.

    Reporting and blocking

    You can report content or users and block users in the app. If you see something that breaks these rules, please report it. You can also email us at support@quitbet.co.

    Moderation

    We review reports and remove content and users that break these rules. We may review, remove, or refuse to show any content, and we may warn, suspend, or permanently remove any user, at any time and without notice, if we believe they broke these rules or put others at risk.

    We don't review all content before it is posted, and we are not responsible for content posted by other users. Their posts reflect their own views and experiences, not ours, and are not professional advice.

    9. Your Content

    "Your content" means anything you submit to the Service, including check-ins, notes, community posts, and messages to the AI coach. You keep ownership of your content.

    You give us a limited, non-exclusive, worldwide, royalty-free license to host, store, copy, process, display, and transmit your content only as needed to operate and provide the Service. For example, this lets us show your community posts to other users and send your AI coach messages to our AI model providers to generate replies. This license ends when you delete the content or your account, except for content other users have already copied or shared, and copies we keep in backups or for legal reasons for a limited time.

    You are responsible for your content. You confirm that you have the right to post it and that it doesn't break these Terms or the law.

    If you send us feedback or ideas, we may use them without any obligation to you.

    10. Acceptable Use

    You agree not to:

    • break any law or use the Service for any illegal purpose;
    • use the Service to promote, advertise, or facilitate gambling;
    • copy, modify, distribute, sell, or rent any part of the Service, except as these Terms allow;
    • reverse engineer, decompile, or try to extract the source code of the app, except where the law allows it;
    • get around subscription checks, security features, or access limits;
    • access or collect data from the Service with bots, scrapers, or other automated tools;
    • interfere with or disrupt the Service, or upload viruses or other harmful code;
    • try to gain unauthorized access to the Service, other users' accounts, or our systems;
    • impersonate anyone or misrepresent your connection with anyone;
    • use the Service in any way that could harm us, our users, or others.

    11. Our Intellectual Property

    The Service, including the app, the website, lessons, programs, exercises, text, graphics, logos, and software, is owned by TheLoop Holdings, LLC or our licensors and is protected by intellectual property laws. QuitBet and our logos are our trademarks.

    As long as you follow these Terms, we give you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for your own non-commercial use. We keep all rights we don't expressly give you.

    12. Third-Party Services and Links

    The Service may link to or work with services we don't control, such as Apple's App Store, helplines, and other websites. We are not responsible for their content, policies, or practices. Their own terms apply when you use them.

    13. Privacy

    Our Privacy Policy explains how we collect and use personal information. Our Consumer Health Data Privacy Policy and Cookie Policy give more detail.

    14. Our Website

    Our website at quitbet.co describes QuitBet and lets you contact us. Its content is general information, not professional advice, and may change at any time.

    These Terms apply to your use of the website, including the contact form. Don't send us anything through the website that is unlawful or that you don't have the right to share.

    15. Changes to the Service

    QuitBet will change over time. We may add, change, or remove features (including which features are free), or stop offering the Service, at any time. If we stop offering the Service entirely, we will try to give you reasonable notice.

    16. Suspension and Termination

    You can stop using the Service at any time and delete your account in the app under Settings or by emailing us. Remember to cancel any subscription through Apple as well.

    We may suspend or end your access to all or part of the Service, with or without notice, if you break these Terms, if your use creates risk or possible legal exposure for us or others, if the law requires it, or if we stop offering the Service.

    When your access ends, your right to use the Service ends too. Sections that by their nature should continue will continue, including those on your content, our intellectual property, disclaimers, limitation of liability, indemnity, dispute resolution, and governing law.

    17. Disclaimers

    TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

    WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, THAT THE BLOCKER WILL BLOCK ALL GAMBLING CONTENT, THAT AI COACH REPLIES OR OTHER CONTENT WILL BE ACCURATE, OR THAT USING THE SERVICE WILL PRODUCE ANY PARTICULAR RESULT.

    Some places do not allow certain warranties to be excluded, so some of these exclusions may not apply to you.

    18. Limitation of Liability

    TO THE FULLEST EXTENT PERMITTED BY LAW, THELOOP HOLDINGS, LLC AND ITS MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, OR FOR GAMBLING LOSSES, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, EVEN IF WE HAVE BEEN TOLD THEY ARE POSSIBLE.

    TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID FOR THE SERVICE IN THE 12 MONTHS BEFORE THE CLAIM AROSE, OR (B) US$100.

    THESE LIMITS APPLY TO ALL THEORIES OF LIABILITY, INCLUDING CONTRACT, TORT (INCLUDING NEGLIGENCE), AND STRICT LIABILITY.

    Some places do not allow certain damages to be excluded or limited, so some of these limits may not apply to you. Nothing in these Terms limits liability that cannot be limited by law.

    19. Indemnity

    To the extent the law allows, you agree to defend, indemnify, and hold harmless TheLoop Holdings, LLC and its members, managers, employees, contractors, and agents from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from (a) your content, (b) your misuse of the Service, or (c) your violation of these Terms, the law, or anyone else's rights. We may take over the defense of any such claim, and you agree to cooperate with us.

    20. Dispute Resolution and Arbitration

    PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

    Informal resolution first

    Most concerns can be solved quickly by contacting us. Before starting arbitration or a court case, you and we agree to try to resolve any dispute informally. The party with the dispute must send the other a written notice. If you have a dispute, email support@quitbet.co with the subject line "Dispute Notice" and include your name, the email address linked to your QuitBet account (if you have one), a description of the dispute, and what you are asking for. If we have a dispute with you, we will send notice to the email address linked to your account.

    If the dispute is not resolved within 60 days after the notice is received, either party may start arbitration, or a court case where this section allows it. Any deadline for bringing a claim is paused during those 60 days.

    Agreement to arbitrate

    Except for the exceptions below, you and TheLoop Holdings, LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by final and binding arbitration on an individual basis. The arbitrator decides all questions about whether a dispute must be arbitrated, except that a court decides questions about the class action and jury trial waiver below. The Federal Arbitration Act governs this agreement to arbitrate.

    Exceptions

    • Either of us may bring an individual claim in small claims court, as long as it qualifies and stays there.
    • Either of us may ask a court for an injunction or other equitable relief to stop the infringement or misuse of intellectual property rights, such as copyrights, trademarks, trade secrets, or patents.

    How arbitration works

    The American Arbitration Association (AAA) will administer the arbitration under its Consumer Arbitration Rules in effect when the arbitration is filed, as changed by this section. The rules are available at adr.org. A single arbitrator will decide the dispute. Filing, administration, and arbitrator fees will be paid as the AAA Consumer Arbitration Rules provide.

    Any in-person hearing will take place in the county where you live, unless we both agree otherwise. The arbitration may also be held by phone, by video, or based on written submissions. The arbitrator may award the same individual relief a court could, but only in favor of the individual party seeking relief and only as needed to provide relief on that party's individual claim.

    Class action and jury trial waiver

    YOU AND WE AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT COMBINE MORE THAN ONE PERSON'S CLAIMS OR PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING. TO THE EXTENT PERMITTED BY LAW, YOU AND WE BOTH WAIVE THE RIGHT TO A JURY TRIAL.

    Opting out of arbitration

    You can opt out of this agreement to arbitrate within 30 days after you first accept these Terms. To opt out, email support@quitbet.co with the subject line "Arbitration Opt-Out". Include your name, the email address linked to your QuitBet account (if you have one), and a clear statement that you want to opt out of arbitration. Opting out does not affect any other part of these Terms.

    If part of this section can't be enforced

    If the class action waiver is found unenforceable for a particular claim or request for relief, that claim or request (and only that one) will be decided in court, not in arbitration. If any other part of this section is found unenforceable, the rest of it still applies.

    Changes to this section

    If we change this section after you have accepted these Terms, you can reject the change by emailing us within 30 days after it takes effect. In that case, the version of this section you previously agreed to will continue to apply to disputes between us.

    Courts

    Any claim that is not arbitrated (for example, because you opted out, the claim falls under an exception, or a court decides it under this section) must be brought only in the state or federal courts located in New Castle County, Delaware, except that small claims cases may be brought in any small claims court that has jurisdiction. You and we consent to the personal jurisdiction of those courts.

    21. Governing Law

    These Terms and any dispute between you and us are governed by the laws of the State of Delaware, without regard to its conflict-of-law rules. The Federal Arbitration Act governs the agreement to arbitrate in Section 20. This does not take away any consumer protections that apply to you under the laws of the place where you live and that cannot be waived by contract.

    22. Apple App Store Additional Terms

    These additional terms apply if you downloaded the QuitBet app from Apple's App Store. If they conflict with the rest of these Terms, these additional terms control for your use of the app.

    • Parties. These Terms are between you and TheLoop Holdings, LLC only, not Apple Inc. ("Apple"). We, not Apple, are solely responsible for the app and its content.
    • License. Your license to use the app is limited to a non-transferable license to use it on Apple-branded products that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions. The app may also be accessed and used by other accounts associated with you through Family Sharing or volume purchasing, as those Usage Rules allow.
    • Maintenance and support. We are solely responsible for providing any maintenance and support for the app, as described in these Terms or as required by law. Apple has no obligation to provide any maintenance or support for the app.
    • Warranty. We are solely responsible for any product warranties, whether express or implied by law, to the extent they are not effectively disclaimed. If the app fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the app (if any) to you. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the app. Any other claims, losses, liabilities, damages, costs, or expenses caused by a failure to conform to a warranty are our responsibility, to the extent not disclaimed in these Terms.
    • Product claims. We, not Apple, are responsible for addressing any claims by you or any third party relating to the app or your possession or use of it, including (a) product liability claims, (b) any claim that the app fails to conform to any applicable legal or regulatory requirement, and (c) claims under consumer protection, privacy, or similar laws.
    • Intellectual property claims. If a third party claims that the app or your possession and use of it infringes that third party's intellectual property rights, we, not Apple, are solely responsible for investigating, defending, settling, and discharging that claim.
    • Legal compliance. You represent and warrant that (a) you are not located in a country that is subject to a U.S. Government embargo or that the U.S. Government has designated as a "terrorist supporting" country, and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.
    • Developer contact. Send questions, complaints, or claims about the app to TheLoop Holdings, LLC at support@quitbet.co. Formal legal notices can be sent to our registered agent at 131 Continental Dr, Suite 305, Newark, DE 19713, USA.
    • Third-party terms. You must comply with any third-party terms that apply when you use the app, such as your wireless data service agreement.
    • Third-party beneficiary. Apple and Apple's subsidiaries are third-party beneficiaries of these Terms. Once you accept these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

    23. Changes to These Terms

    We may update these Terms from time to time. We'll post the updated Terms here and change the "Last updated" date. If a change is material, we'll give you reasonable notice before it takes effect, such as an in-app message or an email. Changes to Section 20 work as described in that section.

    If you keep using the Service after a change takes effect, you accept the updated Terms. If you don't agree, stop using the Service and delete your account.

    24. General Terms

    • Entire agreement. These Terms are the entire agreement between you and us about the Service and replace any earlier agreements on the subject.
    • Severability. If any part of these Terms is found unenforceable, the rest stays in effect, and that part will be enforced as far as the law allows, except as Section 20 says about the class action waiver.
    • No waiver. If we don't enforce a right under these Terms, we have not waived it.
    • Assignment. You may not transfer these Terms or your account without our written consent. We may transfer these Terms, for example as part of a merger, acquisition, or sale of assets.
    • Third-party beneficiaries. Except for Apple and its subsidiaries as described in Section 22, no one else has rights under these Terms.
    • Electronic communications. You agree that we can send you notices and other communications electronically, such as by email or in the app, and that these meet any legal requirement for communications to be in writing.
    • Events outside our control. We are not responsible for delays or failures caused by events beyond our reasonable control.
    • Headings. Section titles are for convenience only and have no legal effect.

    25. Contact Us

    Questions about these Terms? Email support@quitbet.co.

    TheLoop Holdings, LLC

    A Delaware limited liability company

    Email: support@quitbet.co

    Registered agent (legal notices only): 131 Continental Dr, Suite 305, Newark, DE 19713, USA